Equity release for aged over 60 in Southend,
Essex and all over the UK

Take time for your life with an equity release plan from Westcliff Financial

Are you over 60 and concerned about whether you can afford to enjoy your retirement? Do you live in a property in Southend, Essex or beyond but still have to juggle your expenses and sometimes find it's a struggle to pay all your bills? Perhaps you live fairly well, but still can't quite afford some of the comforts and luxuries that you've been promising yourself for many years, or perhaps you don't have the savings or income to buy something you really need.

Would you like to speak to someone local who could help?

Jim Thompson at Westcliff Financial will give you independent advice on the wide range of Equity Release options available. You can discuss these with your loved ones – and even bring them to meet Jim. Then take your time in deciding which one is best for you.

Call Jim on 01702 436700, email or pop into Westcliff Financial at 132-134 Hamlet Court Road, Westcliff-on-Sea for a free, no obligation chat about what we do and how we can work with you.

For local independent advice on equity release plans, speak to the people that knows the Essex area the best.

You may just find that this is the beginning of the rest of your life.

What is equity release?

The difference between what your property is worth and any outstanding debt you may have, such as a mortgage or other loan secured on the property, is called 'equity'.

Equity release is simply a process that allows you to release your own equity without having to sell up and move out. However, because property prices have risen so much in recent years, more and more people are taking out equity release plans so they can really enjoy their retirement.

A homeowner of any age can release money from their property by re-mortgaging. This means either increasing the amount of their existing mortgage or taking a new mortgage on their property if it is currently mortgage free. However, there are some specific plans that enable homeowners aged 60 or older to release money from their property without any monthly repayments ever having to be made.


This is a lifetime mortgage/home reversion plan. To understand the features and risk ask for a personalised illustration. There may be a fee for mortgage advice. We estimate that it may be £299.